Easy Button
Taxes and insurance are two things I don't like to think about. As in, my brain begins to shut down as soon as I try to converse or read something pertaining to either item. I would like to think that with my college degree, I have the capacity to tackle both without shutting down. Being an English major, I assume that I have learned how to read and critically at that. Yet, I've given up on the idea of doing my own taxes. It helps when I can get a CPA to do it for free, but honestly, I just don't understand what they are asking for in those little boxes.
And insurance... It's been almost a year since I've been out of school now and almost a year without health insurance. Since I work for small business owners, they don't provide insurance. And since I believe that spending over a $125 a month with an insanley high deductible I won't meet is a waste of money, I've opted out of gaining health isurance. For the last couple of months though, I've come to the conclusion that I will get some sort of catastorphe insurance that basically will cover me if I end up in the hospital or need surgery etc..; Afterall, I would prefer to not end up in bankruptcy court. And so I have been looking to see if I can find a plan that is reasonably priced and will cover what I need. What I'm finding is that it's not so simple for them to tell me what will be covered for what I pay. Apparently insurance doesn't always fully cover hospital bills. They may only cover 20 or 30%, which honestly isn't very much when there's a $20,000 bill. And I'm sure there may be issues on what is considered surgery or some other loopholes that could be made. And to me, this is all overwhelming and messy with a certain amount of commitment in it. I would rather not deal with it than get into something over my head. But when I start to think about it, what I need it for is something I would rather not deal with either and having the insurance would make it much easier to handle if anything were to happen.
Where's the "easy" button when needed?

