Wednesday, March 19, 2008

Easy Button

Taxes and insurance are two things I don't like to think about. As in, my brain begins to shut down as soon as I try to converse or read something pertaining to either item. I would like to think that with my college degree, I have the capacity to tackle both without shutting down. Being an English major, I assume that I have learned how to read and critically at that. Yet, I've given up on the idea of doing my own taxes. It helps when I can get a CPA to do it for free, but honestly, I just don't understand what they are asking for in those little boxes.
And insurance... It's been almost a year since I've been out of school now and almost a year without health insurance. Since I work for small business owners, they don't provide insurance. And since I believe that spending over a $125 a month with an insanley high deductible I won't meet is a waste of money, I've opted out of gaining health isurance. For the last couple of months though, I've come to the conclusion that I will get some sort of catastorphe insurance that basically will cover me if I end up in the hospital or need surgery etc..; Afterall, I would prefer to not end up in bankruptcy court. And so I have been looking to see if I can find a plan that is reasonably priced and will cover what I need. What I'm finding is that it's not so simple for them to tell me what will be covered for what I pay. Apparently insurance doesn't always fully cover hospital bills. They may only cover 20 or 30%, which honestly isn't very much when there's a $20,000 bill. And I'm sure there may be issues on what is considered surgery or some other loopholes that could be made. And to me, this is all overwhelming and messy with a certain amount of commitment in it. I would rather not deal with it than get into something over my head. But when I start to think about it, what I need it for is something I would rather not deal with either and having the insurance would make it much easier to handle if anything were to happen.
Where's the "easy" button when needed?

Friday, March 07, 2008

Fish of the Sea

It amazes me that though I can barely breath through my nose, I can smell everything. At the grocery store there were some wonderfully fragrant flowers, at home there is the distinct smell of cooked fish and a cat box that needs to be changed (so not my turn). And so I realized something when I came home. I don't think I'm going to start eating fish. I have been thinking about it for awhile, just because it is so good for you and it's not something I crave, so I wouldn't be in danger of eating too much of it. The main problem is that I never ate fish when I was a meat eater. I can remember 3 times distinctly in my life, 4 if you include young childhood. And I think there was a bad time with shrimp, which I realize isn't fish, but still water food. Except for Tuna Fish. I did eat that every once in awhile. But there definitley was mayo and pickle juice and dill and anything else I could think of to cover the fishy taste. Um, so I think that's it for today.